So your small business might just be doing fine as it is. But have you even thought about what would happen if disaster strikes? Like (God-forbid) a tornado or a hurricane decides to wipe out your business office. Okay, so those sound a bit remote but the fact of the matter is, small disasters like a fire knocking out the power in your block can put you out of business. And a bad enough interruption in operations can even cause you business to fold. Here are some reminders in helping you build a contingency just in case disaster strikes.

Keep all of your important records such as tax records and returns, financial records, receipts, and policies in a fireproof safe. Have copies available and stored in another location also in a fireproof safe.

Keep an inventory of all of your office equipment together with serial numbers of the more expensive items. These will come in handy when disaster strikes. It might also help you fast track insurance claims.

Periodically backup data from office computers and keep it in an off-site storage. Other data that may need to be backed up are: client lists and employee records.

Identify a temporary base of operations. Scout out a place that you can readily convert into a temporary office.

Get some disaster insurance, at least for your equipment. Operating without your key tools will be very difficult. At least if you can readily purchase enough items to get you rolling again, that would make all the difference.

Or better yet, get a business interruption insurance. There are a lot of insurance packages made for business owners that are specifically designed for such occurrences.

Don’t be the sorry loser in case shit does happen.