How to Correct Credit Card Reports

Here are some tips on how to obtain credit card report.

Check your credit reports and go through each detail. Make sure you
check and double check information and make sure they are correct.
This includes the spelling of your name, the account number, the
transaction details – most especially the date and amount in the
transactions.

When you spot an error, contact the credit bureau and find out the
necessary instructions on how to contest an item. You can also contest
through the creditor itself. File your dispute in writing. Make
yourself clear and very detailed. Send copies of required documents
and not the originals. This is for documentation purposes.

Follow up regularly if the credit bureau does not reply soon enough.