So you’re thinking of investing on real estate or looking for a new home to buy. The house might look good and the price is within your budget but still, one of the crucial parts of checking our houses is interviewing the seller. Sure, it’s good practice to bring an expert with you to check [...]

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Punching them in face or calling their mommas fat notwithstanding, not being able to present evidences for legal purchases of items when coming home from a vacation overseas can get you into trouble with customs inspectors. Let’s face it, in today’s situation, everyone’s assuming that you’re bringing in a piece of Armageddon with you. Here [...]

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Oh how enterprising scammers are. While the economy is still reeling from the brunt of the recession scares and with everyone trying to take advantage of the stimulus plan that the congress has been kind to issue the kind populace, scammers have launched ways on how to exploit computing noobs using the stimulus plan as [...]

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Reality has it that a lot of people are selling their homes because of the crunch and the refunds that you can get would not be enough to stave off more pressing financial issues. If you have no choice but to sell your house, then be sure that you get an agent who is great [...]

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You’ve been pining for that brand new pair of shoes that’s on the display of your favorite store, or you might be longing for a long day of pampering at an expensive spa salon. But payday is still a couple of days away and you don’t have the extra money to spare. You don’t have [...]

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So you might be applauding the approved 2008 Economic Stimulus Plan where you can get back some money from the government. Wondering how much money you’d be getting back? Here’s a calculator courtesy of PBS News Hour. Via Money Crashers EDIT: Many are reporting that the calculator doesn’t work for them. PBS apparently has not [...]

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One thing that shouldn’t happen in these trying times is for everyone to go nuts and cause mass panic and hysteria. So some bad decisions in the part of the peeps running the country have led us to recession fears (for those unfamiliar with the term, that’s a drop in America’s market value of services [...]

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I had an interesting talk with a friend of mine over coffee. Okay, so we’re both 24 but around three years out of our respective undergraduate degrees. Nothing much to talk about regarding personal finances? Not really. I was complaining about how tough the real world is and it does take a lot of guts [...]

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We’re starting this getting rich theme for the year where we’ll be featuring some personal finance tips once in a while so here’s one for today. The thing with living in the US is that you need to live with debt in order to establish a good credit rating. But one thing that you have [...]

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Some of us are breadwinners. We work full time, non-stop, looking forward to the next paycheck so we can make allocations to satisfy everyone’s needs. From your salary you get your kids’ tuition, grocery, rent, bills, and other dues. It’s a happy day if something is left when all payments have already been made. We [...]

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Your job should make your life comfortable. I say this at the very beginning because even though the very essence of a job is to earn a living, some people actually have jobs which pay less than what they need. Are you scraping for a decent budget every paycheck but you can’t leave your job [...]

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Ah, the ghost of Christmas past. Before the holidays began you were well aware that you have a credit card balance which you know will haunt you in the coming weeks. Yet you have managed bulk it some more when you bought luxurious gifts for everyone, (even shopping items on discounts can total to a [...]

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Hey, it’s the new year and why not put up a post to aid a common new year resolution. I personally committed that I’d be earning a lot more money and be “richer” by the end of the year. And I’m quite inspired to reach that goal for this year. We’ve previously created this post [...]

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What a morbid thing to write about at the start of the year! Sure, but you have to be realistic about things. You’d never know when you’ll kick the bucket, whether it’s from radiation from wi-fi signals or a piano smashing you to pieces while walking down the street. And with death, it can happen [...]

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To some people, the New Year signifies only one thing: more expenses. With a lot less money to burn (because the holidays nearly drained everything), you’re now facing one of the most terrible realities of all time. Indeed it is such a bitch to be penniless before the year has even started, but we both [...]

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