I have to admit that I might not have been too wise in approaching this whole holiday thing. I even tried to approach this season with a tightwad philosophy in mind. And everyone dislikes the tightwad during Christmas. Everyone, that is, except yourself. What’s wrong with spending only very little when everyone agrees that money [...]

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I’d be the first one to admit that the holidays has been one stressful and expensive season. Since we’re not about procrastinating here, why not start reconsidering how you approach the holidays right now. That would give you a way of a headstart by next year. You save time. You save money.

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So after 20 or so years working your ass off from rank-and-file to corporate macho, you finally have the capital to start your own business. A lot of people are just like you. Raring to go to finally create a booming business that’s all yours. And yet so many fail. Why? Here are common traps [...]

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Your gifts need not be expensive – but your recipients don’t have to know that. If gift-giving is important to you but you don’t want to spend a big portion of your savings, or if you simply have some extra stuff good enough to be given away, then there’s no need to buy new stuff. [...]

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This is sale season. Malls and stores are rolling out new discounts and promotions where you can get quality merchandise for less. Don’t miss these super shopping savers. You won’t feel any regret when you splurge for bargains.

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We have to be prepared for things like these. Sure, it’s morbid but preparing your will is a must if you are pushing middle age, has some assets and family members. While it’s easy to draft a will and hire a lawyer to execute it, you have to take caution that your beloved family will [...]

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It’s really crazy when you’re broke. Aside from the bills that just keep on mounting, you got to eat too, right? It’s really frustrating when you run out of cash but still, there are ways to manage these things. Remember that if you still have a job (or some form of income), you can readily [...]

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Are you an aspiring businessman? To be honest, being an entrepreneur is becoming a more attractive option than being a desk monkey. If you’re tired or everyday routines of a regular employee, then running a business could be the better option for you. If you seek freedom from the office and from your boss then [...]

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Starting up a business is tricky, but maintaining your gain could prove to be trickier. If you have started your own brilliant business venture you will soon dream making it bigger. Like a parent to a child, you can’t just wait for your small business to grow. But is it time? Start sketching your business [...]

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The flea market is full of treasures – an antique box, a bronze platter, an interesting painting or an exquisite vase. Shopping is just different inside a flea market. You see things you don’t normally see in a mall and all with very agreeable price tags. Let’s take a look-see at some of the things [...]

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In-betweeners, tweens, or pre-teens are getting a lot of attention from the marketing and advertising industry. These two market segments play a large role on the allocation of the family budget. Their influence is very strong that the buyer (which may be a parent or a grandparent), out of strong affection for them, would eventually [...]

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While a large percentage of society consists of workaholics, there are still many of us who long to be free of the hassles of everyday work and be able to live at a more carefree pace. You can fast-forward your way to an early and comfortable retirement if you really focus on it and here’s [...]

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And send me the money instead! Okay, so Hallmark is still making a killing by providing us with all the mush and fuzzy feelings that we get reading their cheesy three to four liners. You might be considering sending your friends some to “send your love” to them this next-big holiday. But have you considered [...]

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Almost all of us shop at retail stores. Given any business set-up that may mean that the prices of items have already been marked up to cover for a lot of operating expenses and for profit. Common sense should prompt us to find ways to work our way around this mark-up ladder in order to [...]

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If your business relies on getting their job done, then you might want to free them up a bit by taking away one thing that may hamper their productivity – generating leads. Working marketing, I’ve had my share of dealing with sales people back in my day as a corporate junkie and I’d have to [...]

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