Not all of us are privileged enough to enjoy college without having to worry about money. Some have to live a little less extravagantly. It’s okay. It’s nothing to be ashamed of. It helps build character and trust me, it’s even the source of some fun (and funny) memories you’ll look back when you’re already [...]

One of the most important but sometimes neglected rules of personal finance is keeping records. Records of what? Everything!

How many times have I exhausted my funds against my will? It happens almost every time I shop. And I’m just tired of feeling all that regret just because I can’t seem to control my spending. But everything’s gonna change as long as I keep these in mind. See if it works for you, too.

Any wedding is a big event in the context of one’s life but as much as you want to celebrate it, you also don’t want to splurge more than you can. Here’s how to plan for an affordable wedding.

It’s time once again to be creative about getting some new stuff without tipping the budget. Here are more on how we can grab new loot, sans the guilt.

Even if you’re still employed, the meltdown going on in other countries are surely giving you the creeps. It’s normal to feel threatened about losing one’s job because it’s happened to so many people already. Know if you’re feeling the stress by these signs.

Going over real estate advice on the Internet, it seems the majority says it’s a good time to buy a home these days with the market prices down and all. Not to mention the tax incentives for new home buyers. But if you were buying a new home, you’d have to know all the details [...]

When we shop, we almost always try to cart the cheapest in the display. This follows our belief that the price does not necessarily equate with the quality of the product. But there are products where a few bucks can mean a long-term investment.

6 Tips to Be Money Smart

With the prices of food and other consumer products going up, it seems that the only way to cope with the market prices is to constantly think of ways on how we can save a little so we can buy more.

Who can say no to a fat paycheck? We are all waiting for that raise which can pay all our monthly dues and still leave enough extra for weekend shopping. As a matter of fact, a higher salary is one of the biggest considerations every time we’re looking to transfer to another job. Problem is, [...]

We can never get enough of tips that help us to save more, especially if the forecast on the economy continues to be gloomy and unpredictable. We have to be very smart every time we take out our wallets. Here are more practical suggestions which you can try.

Respecting your budget means you have to live within the limits it allows you. So many times you’ve set budgets but how many times have you actually lived by it? Let’s look into the ways on how you can be more disciplined and defined by what you can afford.

Planning for retirement should start very early. We all work extra hard because we want to have a secure life when we’re old and wrinkly. Start envisioning your life when you’re retired so you can motivate yourself to save up for your future.

College education requires big money. That is why not all of us are lucky enough to enjoy going to universities and earning degrees which can really boost the chances of getting a kick-ass career. As parents, we just want to give our children the financial backing so they can compete in the global career field [...]

The current economic problem is not an excuse to look your worst. We all know a lot of people are conserving their resources, and we should too. But when you can’t afford a pro salon service, how can you look fab? Try these tips and no one will even think you’re running short on beauty [...]